3 Questions that you will eventually ask as a young adult.
We have all had that “talk” with our parents, grandparents, guardians, etc. You know, the “It’s time you start growing up/paying your own bills/get out of the house” talk. It may be around that time for you to start paying your own car insurance, phone bill, rent, etc. But, there are some things that just aren’t explained thoroughly enough. For instance:
- How do I find out how much car insurance will be for me?
- How do I get the car put in my name? Where do I go? How much does a tag cost?
- How much does it cost to get my own phone plan?
Car Insurance: Google “Car Insurance for College Students”. When you find one, call and they will ask you basic info and will give you a quote at the end of the conversation. A quote is the estimated amount you would pay a month. Oh yeah, and if you mention you are a 3.0 or above student, they give you a discount.
Car Ownership: This one is a doozy. If you want your car in your name, then the current owner has to sign it over to you. Basically, on the back of the car’s title there is specific section where the owner can sign their name allowing you to have the ownership. You sign your name next to theirs and the easy part is done.
Then, you go to the tag office here in ATL which is 141 Pryor St SW Atlanta, GA. Tell them you need the title in your name and they will tell you that you have to get your car’s emission inspection first to see if it produces “clean air” (yes, I am being serious). You have to pay $25 CASH ONLY at a emission’s inspection shop closest to you, I went to 355 University Ave SE, Atlanta GA. Almost done, go backs to tag office, show them the form for your emissions inspection, pick your tag and pay $37 CASH ONLY. BOOM! You are now a smoking hot car owner.
Phone Plans: This one is a no brainer. You like your current phone, right? IPhone, Android prob has you on the Internet all day but the feeling you get when you get that “You’ve used 90% of your data” text makes you squirm. Your parents have been bickering about kicking you off their plan if you go over again, but you don’t think they will.
GET OFF ASAP! GOOGLE cheap BYOP phones. BYOP means Bring Your Own Phone. There are cell providers that let you keep your phone, keep your number and also give you unlimited, EVERYTHING. Best part about this is it will not cost you even half of what your parents are paying now!
Here are some visual to help you out:
Hope this helps,
You know where to find me.